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Thrive
Recovery Finance

Helping you explore finance options for private drug and alcohol rehabilitation programs in Australia and Bali.

When someone you love is living with addiction, finding a way forward can feel impossible—especially when finances become another obstacle.

​Founded by stepfather-son duo Grahame and Sean, Thrive Recovery Finance brings together 24 years of finance experience with lived experience of addiction, rehabilitation and supporting a loved one through treatment. Together, we help you navigate the financial side of the journey with compassion, understanding and hope.

Supporting someone through
addiction is never easy

You may be feeling overwhelmed, exhausted or unsure where to turn next. You’re trying to make the best decisions you can while navigating difficult conversations, emotional uncertainty and holding onto hope that change is still possible.

And somewhere in the middle of it all comes another question: How are we going to afford treatment?

At Thrive Recovery Finance, we know this isn’t just about finance. It’s about helping remove one of the barriers that can stand in the way of accessing private drug and alcohol rehabilitation.

How Thrive Recovery Finance can help

Choosing the right rehabilitation program is a personal decision made in consultation with your healthcare team. But once you’ve decided on a treatment pathway, we’re here to help you explore the finance options that may be available—especially when the cost of treatment has become a barrier to this treatment decision.

Our role is to help you navigate the financial side of the journey with clarity, compassion and respect.

Self-funded private rehabilitation

Finance options for eligible applicants seeking self-funded private drug and alcohol rehabilitation

can be explored confidentially.

Rehabilitation locations

Finance options for self-funded private drug and alcohol rehabilitation programs are available in Australia and overseas.

Personalised financial guidance

We'll take the time to understand your circumstances, explain your finance options clearly and help you explore suitable finance solutions.

Why people trust Thrive Recovery Finance

When you’re making important decisions about treatment, experience matters. 

20+ years of finance experience

Grahame has 24 years of lending experience and has been helping Australians explore finance options with confidence, honesty, clarity and professionalism.

Lived experience
of addiction

Grahame and Sean bring lived experience from both a parent’s and a son’s perspective, helping shape every conversation with empathy and understanding.

Hope for the
future

​Sean has been clean from heroin for five years. His ongoing journey is a reminder that hope and

change are possible, even when it feels really hard.

“Our daughter has now completed the full three months of rehabilitation and she’s doing really well. For the first time in a long time, she’s looking forward to life on the other side of drugs and we’re incredibly proud of how far she’s come.” —Peter L.

family man woman child outside

A story of hope

Thrive Recovery Finance grew from lived experience

When Grahame's step son Sean first became addicted to drugs, he found himself in a position familiar to many others: Searching for answers, navigating uncertainty and doing everything he and Sean's mother Rochelle, could do to support someone they loved.


Alongside that journey, Grahame also recognised another challenge. For those who choose private drug and alcohol rehabilitation programs, the cost can place them beyond reach. With more than 20 years working in finance, he realised he could help remove one of the financial barriers for families who had already made the decision about the treatment they wanted to pursue.


Today, Sean has been clean from heroin for five years. Together, Grahame, Rochelle and Sean now combine professional expertise with lived experience to support individuals and families exploring finance options for private rehabilitation.

Do you have questions?

We’ve answered some of the most common questions about rehabilitation finance, the application process and how Thrive Recovery Finance may be able to help you.

woman sitting in chair talking to man

It all starts with a conversation…

While admission to rehabilitation is always determined by the treatment provider, we’re here to help you explore your financial options with empathy and transparency—without judgement or pressure.

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